MSM Financial Solutions

MSM Financial Solutions, LLC is the done for you credit repair service that handles your credit repair from start to finish. With our help, you can see credit score recovery gains of as much as 100 points in as little as 35 days.

Not everyone’s credit history is the same. And not every credit repair method is going to be effective for everyone. That’s why we offer personalized dispute options that fit your needs, personal case advisors, and free credit consultations and recommendations on your call.

We handle everything from A to Z. We dig deep to analyze your unique credit history. We send custom dispute letters to creditors on your behalf. And you get to track your case status and see up-to-date information 24 hours a day, 7 days a week with our online portal.

Credit repair education and correction, when executed correctly, is entirely legal and especially effective. That’s why our repair specialists use the full extent of the law to help get your credit score back into good shape and help you start living with more financial freedom.

We don’t trap our clients into long binding contracts. And we don’t trick them into paying hidden fees buried in the small print. We offer reasonable fees, complete transparency, and a 100% Money Back Guarantee because we know what we do works.

Each hard inquiry causes your credit score to decrease. It's important to not run your credit so much. Running your credit consistently can be interpreted as an attempt to substantially expand available credit and create yourself as a higher risk to potential lenders.

Making your payments late is very unhealthy for your credit score, especially since payment history makes up 35% of your score. So one late payment can make a huge negative impact.

These happen whenever an account is seriously past due. The original creditor decides to sell it to a debt collection agency causing it to drastically change your scores. It is heavily suggested to not pay collection accounts while still present on your credit report as it will decrease your scores.

This is when the creditor or lender has written the debt off as a loss and closes the account to prohibit further charges. It then may be sold to a debt buyer or transferred to a collection agency. You are still legally obligated to pay this debt. It's heavily suggested to negotiate said debt after removing it from your credit report.

How We Start: Our service includes your private assessment, contacting creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most.

Your Credit Report: Your credit score comes from your credit report; it is your spending and repayment report card. Credit reports often aren’t correct, and incorrect information can hurt your score. We make sure that your credit report contains correct information so you’ll have the highest score possible.

Our Methods:

Metro 2 Compliance VS. Consumer Law

Compliance is not something verifiable, rather it's either certified or not. So we contest report-ability if a claim by challenging credit mafia to certify that the reporting process(es) , including the mandated Metro 2 format, was compliantly achieved. If not, by extension of CRRG's statement that "any deviation from these standards jeopardizes the integrity of the data" in conjunction with FCRA's requirements of reasonable investigation and or reinvestigation of data meeting criteria of maximum POSSIBLE accuracy and maximum possible completeness without willful nor negligent disregard of consumer's right ensuring any delinquency and or DEROGATORINESS alleged versus consumer is of highest degree of being ethically gathered, truly reported, accurately reported, adequately complete in it's reporting, timely , of a known ownership of responsibility being the consumer reported against, and or else wise undoubted with regard to claim(s)' validity. Questionable reporting undoubtedly fails to satisfy necessities to assume a claim's reporting is of a maximum possible accuracy and completeness, is not willfully deficient of such requisite standard(s), nor is there any deliberate or incidental dereliction of duty to appropriately reporting.

Our Workflow: That is (all above) what the Metro 2 Compliance Method [aka Metro 2 Method ] does by leveraging the metro 2 five points of compliance with laws of fcra primarily , most specifically with 15 US 1681 e(b), i , n, and o regulations.

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